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  Frequently Asked Questions about Bankruptcy
  Robert Glazer has been practicing bankruptcy law in the Lehigh Valley area for over 30 years.

  Can I keep my house if I file Bankruptcy?
    Yes. If you are current on your mortgage you may be able to file chapter 7. If you are behind in mortgage payments or facing foreclosure, you may be able to save your house through a chapter 13 reorganization.
  What are the different types of bankruptcy?
    For individuals: chapter 7, and chapter 13. Chapter 7 may allow you to eliminate credit card and other debts depending on what you own and how much you earn. Chapter 13 may allow you to save your property from sheriff’s sale or repossession. For Businesses: chapter 7 and chapter 11. Chapter 7 may be proper if the business is closing down while chapter 11 can allow an ailing business to reorganize.
  What do I need for my first appointment?
    Generally the only documentation essential for the first appointment would be any legal papers you have received. The attorney should be able to recommend to you what is appropriate with very little documentation.
  Is there a charge for a first consultation?
    No. Initial consultations for bankruptcy are free.
  Will I have to stop operating my small business?
    Not necessarily. There are many factors which need to be taken into account when making this decision.

  Can I still file if I have a high income?
    Yes. You still may be able to file Chapter 7 or Chapter 13. Contact our office for a first consultation.

  How will filing bankruptcy affect my credit?
    A bankruptcy filing stays on your credit report for 10 years. However, most people who file are able to buy houses and get credit long before the ten years are over.
Disclaimer: The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.
McLaughlin & Glazer 26 N. Third St. Easton, Pennsylvania 18042 610-258-5609
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